SMART BORROWING STARTS HERE
Looking for a short-term loan?
A short-term loan can provide quick access to cash with a clear repayment plan. Apply online to connect with trusted lenders—funds may be available as soon as the next business day.
It is free to check – It won’t impact your credit score
What can you use a short-term loan for?
HOW IT WORKS?
A loan process built around your needs
Submit your request
Complete our short, secure, and easy form in just minutes.
Review top lender offers
Our lenders consider all credit score ratings, from no rating to excellent!
Receive your funds
Select your lender and receive your funds as soon as the same business day.
WHY FAST LOAN ADVANCE?
Short-term loans
should be fast and reliable
Funds delivered in as little as 24 hours
Once you're approved by one of our trusted lending partners, you could receive your funds as soon as the same day—fast access when you need it most.
Secure, private, and fully online
Your information is encrypted and protected every step of the way. Apply, get approved, and receive your funds entirely online.
Trusted by 2M+ people annually
Fast Loan Advance is the go-to solution for millions seeking speed, transparency, and trustworthy service—because experience and reliability make the difference.
How does a short-term loan compare?
Here’s a representative example of interest rates, terms, fees, and total repayment costs.
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest Rate (APR) | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Other Fees/Costs (%) | 5% | 5% | 5% | 5% |
| Other Fees/Costs ($) | $50 | $100 | $250 | $500 |
| Monthly Payment | $99.29 | $105.86 | $140.84 | $212.90 |
| Number of Payments | 12 | 24 | 48 | 60 |
| Total Payment | $1,191.48 | $2,540.64 | $6,760.32 | $12,774.00 |
APR Ranges From 5.99% up to 35.99% For Qualified Customers 91 Day Minimum up to 72 Month Maximum Repayment Period
Learn more about short term loans
We are happy to help.
What is a short-term loan?
A short-term loan is a personal loan you repay over a shorter period, typically used to cover immediate or unexpected expenses. Through Fast Loan Advance, you can request a short-term loan from $500 to $35,000 with repayment terms starting at 91 days. We connect you with lenders in our network who can fund approved loans as soon as the next business day.
How is a short-term loan different from a long-term loan?
The main difference is the repayment period. Short-term loans through Fast Loan Advance typically have repayment terms closer to the 91-day minimum, while long-term loans can extend up to 72 months. Short-term loans usually mean higher monthly payments but less total interest paid, while long-term loans spread payments out for affordability but cost more overall. Choose the term that fits your budget and financial goals.
Can I get a short-term loan with bad credit?
Yes. Fast Loan Advance works with lenders that consider all credit types. Your credit score is one factor, but lenders also look at your income, employment, and overall financial profile. Submitting a request through Fast Loan Advance connects you with a lender who reviews your full situation.
Are short-term loans the same as payday loans?
No. Short-term loans through Fast Loan Advance are installment-based personal loans with fixed monthly payments and repayment terms starting at 91 days, up to 72 months. Payday loans are typically due in full on your next payday and often carry APRs of 300% or higher. Short-term loans through our network offer lower APRs (5.99% to 35.99% for qualified customers) and more manageable repayment terms.
Your short-term
loan is just a click
away
A smarter way to borrow starts with Fast Loan Advance.