Unexpected expense? A short-term loan offers quick access to cash with a clear repayment plan—no long-term commitment required. Apply online and get connected with trusted lenders. Funds may be available as soon as the next business day.
It is free to check – It won’t impact your credit score
Complete our short, secure, and easy form in just minutes.
Our lenders consider all credit score ratings, from no rating to excellent!
Select your lender and receive your funds as soon as the same business day.
Once you're approved by one of our trusted lending partners, you could receive your funds as soon as the same day—fast access when you need it most.
Your information is encrypted and protected every step of the way. Apply, get approved, and receive your funds entirely online.
Fast Loan Advance is the go-to solution for millions seeking speed, transparency, and trustworthy service—because experience and reliability make the difference.
Here’s a representative example of interest rates, terms, fees, and total repayment costs.
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest Rate (APR) | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Other Fees/Costs (%) | 5% | 5% | 5% | 5% |
| Other Fees/Costs ($) | $50 | $100 | $250 | $500 |
| Monthly Payment | $99.29 | $105.86 | $140.84 | $212.90 |
| Number of Payments | 12 | 24 | 48 | 60 |
| Total Payment | $1,191.48 | $2,540.64 | $6,760.32 | $12,774.00 |
APR Ranges From 5.99% up to 35.99% For Qualified Customers 91 Day Minimum up to 72 Month Maximum Repayment Period
We are happy to help.
No. Checking your rate for a short term loan triggers a soft credit inquiry, which does not impact your credit score. You can explore your options with confidence.
Short term loans are ideal for covering immediate or unexpected expenses, such as:
Short term loans are designed to provide quick financial relief when timing matters most.
Yes. Many lenders that offer short term loans are willing to work with individuals who have poor or limited credit. Your eligibility is often based on your income, employment, and ability to repay, not just your credit score.
Funding speed depends on the lender, but in most cases, once approved and you accept the offer, funds are deposited by the next business day. Some lenders may take 2–3 business days, depending on processing times.
A smarter way to borrow starts with Fast Loan Advance.