Cover major expenses or unexpected costs with a personal loan. Complete one simple request form and receive funds directly in your bank account — as soon as the same business day.
It is free to check – It won’t impact your credit score
Complete our short, secure, and easy form in just minutes.
Our lenders consider all credit score ratings, from no rating to excellent!
Select your lender and receive your funds as soon as the same business day.
Once you're approved by one of our trusted lending partners, you could receive your funds as soon as the same day—fast access when you need it most.
Your information is encrypted and protected every step of the way. Apply, get approved, and receive your funds entirely online.
Fast Loan Advance is the go-to solution for millions seeking speed, transparency, and trustworthy service—because experience and reliability make the difference.
Here’s a representative example of interest rates, terms, fees, and total repayment costs.
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest Rate (APR) | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Other Fees/Costs (%) | 5% | 5% | 5% | 5% |
| Other Fees/Costs ($) | $50 | $100 | $250 | $500 |
| Monthly Payment | $99.29 | $105.86 | $140.84 | $212.90 |
| Number of Payments | 12 | 24 | 48 | 60 |
| Total Payment | $1,191.48 | $2,540.64 | $6,760.32 | $12,774.00 |
APR Ranges From 5.99% up to 35.99% For Qualified Customers 91 Day Minimum up to 72 Month Maximum Repayment Period
We are happy to help.
No. Checking your rate for a personal loan uses a soft credit inquiry, which means there’s no impact on your credit score. You can explore your loan options risk-free.
Personal loans are flexible and can be used for a wide range of expenses, including:
You decide how to use the funds based on your needs. It’s your loan, your choice.
Yes. Many of our lending partners offer personal loans to borrowers with less-than-perfect credit. While your credit score is a factor, lenders also consider your income, employment, and overall financial history. You still have options, even with a lower score.
Funding speed depends on the lender you choose. In most cases, once you’re approved and accept a loan offer, funds are deposited by the next business day. Some lenders may take 2–3 business days, depending on processing times.
Complete the 2-minute request form to receive personalized loan offers tailored to your needs.