OVERWHELMED BY DEBT?
Find a debt consolidation loan that works for you
Combine multiple debts into one loan with a lower rate and fixed terms, so you know what you owe and when it’s due.
It is free to check – It wont impact your credit score
What can you use a debt consolidation loan for?
A debt consolidation loan combines multiple debts, including, credit cards, medical bills, personal or unsecured loans into a single, predictable payment. The result?
Fewer due dates, potential interest savings, and a clearer path to progress.
HOW DEBT CONSOLIDATION WORKS
Simple steps. Smarter results.
Submit your request
Start by answering a few simple questions about your financial goals and current situation.
Review your options
We’ll connect you with debt consolidation options that work best for your unique needs.
Consolidate and move forward
Once approved, your new loan pays off your current debts — leaving you with just one payment to manage.
WHY FAST LOAN ADVANCE?
A smarter way to consolidate debt—with trusted partners, flexible terms, and transparent support
Combine multiple debts into one simple payment
Streamline your finances with a single, predictable monthly payment—potentially at a lower rate than high-interest credit cards.
Secure and fully online— built for you
Answer a few questions and see offers tailored to your financial profile. Our process is encrypted and doesn’t affect your credit score when checking rates.
Used by millions looking for a fresh start
Fast Loan Advance helps people take control of their debt every day—especially those who need a second chance. Simple, transparent, and trusted.
Take control and simplify your debt
Here’s a representative example of interest rates, terms, fees, and total repayment costs.
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest Rate (APR) | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Other Fees/Costs (%) | 5% | 5% | 5% | 5% |
| Other Fees/Costs ($) | $50 | $100 | $250 | $500 |
| Monthly Payment | $99.29 | $105.86 | $140.84 | $212.90 |
| Number of Payments | 12 | 24 | 48 | 60 |
| Total Payment | $1,191.48 | $2,540.64 | $6,760.32 | $12,774.00 |
APR Ranges From 5.99% up to 35.99% For Qualified Customers 91 Day Minimum up to 72 Month Maximum Repayment Period
Learn more about debt consolidation
Find answers to the most common loan questions. Still unsure? Contact us.
We are happy to help.
Will checking my rate affect my credit score?
No, checking your rate will not affect your credit score. We use a soft credit inquiry, which lets you explore your loan options without any impact on your credit.
What types of debt can I consolidate?
You can consolidate a wide range of debts, including:
- Credit card balances
- Medical bills
- Payday loans
- Store or retail credit cards
- Personal loans
- Utility or service bills
Debt consolidation allows you to combine multiple payments into a single loan with one monthly payment, often with a lower interest rate and clearer payoff timeline.
Can I still qualify if I have less-than-perfect credit?
Yes. Many of our lending partners work with borrowers who have fair or poor credit. While your credit score may influence your rate or loan amount, we match you with lenders based on your overall financial profile, not just your score.
How fast can I get my funds?
Funding speed depends on the lender you choose. In most cases, once you’re approved and accept a loan offer, funds are deposited by the next business day. Some lenders may take 2–3 business days, depending on processing times.
Your personalized consolidation offer is waiting
Complete your request in minutes and take control of your finances—starting today.