Unexpected costs can happen to anyone. Fast Loan Advance connects you with lending partners offering emergency loans that are quick, secure, and built to meet your needs. Apply online in minutes and get the help you need, right when you need it.
It is free to check – It won’t impact your credit score
Complete our short, secure, and easy form in just minutes.
Our lenders consider all credit score ratings, from no rating to excellent!
Select your lender and receive your funds as soon as the same business day.
Once you're approved by one of our trusted lending partners, you could receive your funds as soon as the same day—fast access when you need it most.
Your information is encrypted and protected every step of the way. Apply, get approved, and receive your funds entirely online.
Fast Loan Advance is the go-to solution for millions seeking speed, transparency, and trustworthy service—because experience and reliability make the difference.
Here’s a representative example of interest rates, terms, fees, and total repayment costs.
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest Rate (APR) | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Other Fees/Costs (%) | 5% | 5% | 5% | 5% |
| Other Fees/Costs ($) | $50 | $100 | $250 | $500 |
| Monthly Payment | $99.29 | $105.86 | $140.84 | $212.90 |
| Number of Payments | 12 | 24 | 48 | 60 |
| Total Payment | $1,191.48 | $2,540.64 | $6,760.32 | $12,774.00 |
APR Ranges From 5.99% up to 35.99% For Qualified Customers 91 Day Minimum up to 72 Month Maximum Repayment Period
We are happy to help.
No. When you check your rate for an emergency loan, we perform a soft credit inquiry, which has no impact on your credit score. This allows you to review your options without any risk.
Emergency loans are designed to help with urgent and unexpected expenses, such as:
You decide how to use the funds based on your needs. It’s your loan, your choice.
Yes. Many of our lending partners understand that emergencies don’t wait for perfect credit. You may still qualify even with poor or limited credit history. Lenders evaluate your income, job status, and overall financial picture, not just your credit score.
Funding speed depends on the lender, but in most cases, once approved and you accept the offer, funds are deposited by the next business day. Some lenders may take 2–3 business days, depending on processing times.
Complete your request in minutes and access the funds you need to handle life’s unexpected moments.