A smarter way to borrow!
Get money fast, deposited right to your bank
- All credit scores considered
- Fast, secure, and encrypted process
- Compare rates from top US lenders
We use 256 bit SSL technology to encrypt your data.
Disclosures
A smarter way to borrow!
Get money fast, deposited right to your bank
- All credit scores considered
- Fast, secure, and encrypted process
- Compare rates from top US lenders
We use 256 bit SSL technology to encrypt your data.
Disclosures
Getting the right loan has never been easier
We understand that every need is different. That’s why we offer a variety of loan options.
We make borrowing easy with just three steps
Get the money you need in just three steps
We’ve made it easy to request, connect, and get funded—all in just a few clicks.
Submit your request
Our fast and secure online form can be completed in just 2 minutes.
Review top lender offers
Our lenders consider all credit score ratings, from no rating to excellent!
Receive your funds
Select your lender and receive your funds as soon as the same business day.
People trust Fast Loan Advance—and here’s why
With over 2 million requests each year, here’s what our users are saying about their experience.
Making borrowing simpler, faster, and more supportive for people across America.
Smart borrowing starts with the right comparison
Here’s a representative example of interest rates, terms, fees, and total repayment costs.
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest Rate (APR) | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Other Fees/Costs (%) | 5% | 5% | 5% | 5% |
| Other Fees/Costs ($) | $50 | $100 | $250 | $500 |
| Monthly Payment | $99.29 | $105.86 | $140.84 | $212.90 |
| Number of Payments | 12 | 24 | 48 | 60 |
| Total Payment | $1,191.48 | $2,540.64 | $6,760.32 | $12,774.00 |
Let us answer your questions
We are happy to help.
What is a personal loan?
A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or large purchases. Our simple online form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!
What are the basic loan requirements?
- Must be at least 18 years old.
- Must be a U.S. citizen or permanent resident.
- Must be currently employed or receive a steady income.
- Must have a bank account to receive the funds, ideally with direct deposit.
Are there any fees?
Fast Loan Advance services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
What are the repayment terms and the APR?
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. Fast Loan Advance cannot guarantee any APR since we are not a lender ourselves. Annual Percentage Rates (APR) start from 5.99% up to a maximum of 35.99%. Personal loans have a 91-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
How/when do I repay the loan?
Please check the loan agreement from your lender for specifics on this, as each loan may vary.
How do you protect my privacy and personal information?
We take privacy seriously, so we use industry-standard encryption on our website so that third parties cannot intercept your data. You can also look at our privacy policy for more details on this.
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That close.
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